October 2026 · San Diego and Southern California
Harley cruiser on the coast highway at sunset

Hi {{contact.first_name}},

October is when San Diego riding hits its stride. The tourists are gone, the coast holds its warm water and long light a little longer, and the backcountry has finally cooled off for good. The mountain switchbacks are comfortable again, the desert is opening back up, and the crowds are thin. We ride year round out here, but a clear October morning on a mountain road is about as good as it gets. Just keep watching the wind, because this is peak Santa Ana and fire season in Southern California.

Ride of the Month: Palomar Mountain and the South Grade

S6 South Grade to S7 · Rincon to Palomar Mountain · day loop

The famous nickel switchbacks, mountain pine, and a burger at the top

Point it northeast and climb the South Grade of Palomar Mountain, County Road S6, the road every San Diego rider knows by heart. It stacks tight switchback after tight switchback up the mountain, the corners riders call the nickel, into cool pine forest with the valley falling away behind you. Roll over the top past the observatory and Mother's Kitchen, then drop the East Grade, S7, along the ridgeline. In October the air is cool and clean, the pavement grips, and the mountain is quiet after the summer crowds.

Fuel up in Valley Center or at the base, dress in layers because the top runs cold now, and take the switchbacks easy for sand and gravel washed onto the shaded corners. Grab a burger at Mother's Kitchen and loop home before the low afternoon sun.

Also worth the ride

Now that it has cooled, the Anza-Borrego desert is back in season. Drop the Montezuma Grade on S-22 into Borrego Springs for one of the great descents in the state. Chasing the coast? Take the old Coast Highway 101 up through Encinitas and Carlsbad, or run the Ortega Highway, CA-74, north through the Cleveland forest. And Julian is still in full apple harvest if you want pie at the top of the Sunrise Highway. All of it rides best in the morning, before the afternoon wind builds.

Fall Riding Safety: Southern California Edition

October is easy, beautiful riding in San Diego, with a couple of real hazards that peak this time of year.

Know Your California Law

  • Fault is shared, but never a wall. California uses pure comparative negligence. Your recovery is reduced by your share of the blame but never barred outright, even a mostly-at-fault rider can still recover something. Insurers still fight to shift blame onto riders, so how the crash is documented matters.
  • Lane splitting is legal here. California is the one state that expressly allows lane splitting. Done safely and at a reasonable speed it is your right, and an insurer cannot treat legal splitting as automatic fault.
  • Everyone wears a helmet. California has a universal helmet law. Every rider and passenger must wear a DOT-compliant helmet, no exceptions.
  • You have two years, and the minimums are low. California gives you two years to file an injury claim, and its liability minimums are among the lowest in the country, so uninsured and underinsured motorist coverage is your real backstop. Do not wait to get advice.

Ride Nation San Diego

The local chapter is where SoCal riders post weekend miles, call out wind, gravel, and fire conditions from Palomar to the Anza-Borrego grades, and share the shots worth putting your helmet on for. Post where you rode this month and tag us. It is your scene, run by riders who actually ride these roads.

Last Weeks for the $20,000 BikeWin Giveaway

You are on this list because you entered, which means you are already in the running for 20,000 dollars toward any motorcycle you want, drawn December 10. Got a buddy who would want a shot? The entry page is open and free.

Enter the giveaway
Maxwell Agha
Maxwell Agha
If The Worst Happens
Save This Number Before You Need It.

A driver turning left across your lane on the coast highway. Gravel on a Palomar switchback. A distracted commuter who never saw you splitting on the 5. If you ever go down in California, you want a lawyer who rides these roads and knows your rights, including your right to split.

(619) 230-0330
Banker's Hill Law Firm
San Diego's NAMIL-credentialed motorcycle injury attorney
bhlflaw.com
Published monthly by Banker's Hill Law Firm in partnership with the National Academy of Motorcycle Injury Lawyers (NAMIL) and the Ride Nation USA rider community. You are receiving this because you entered the BikeWin giveaway or subscribed at an event. This is attorney advertising and is not legal advice. Unsubscribe · Update preferences